General insurance enquiries should be directed to the District Insurance Adviser: Lion Steve Spencer at firstname.lastname@example.org or telephone 01628 784058, BUT requests to increase cover under or cover vehicles/vehicles towing sleighs should be made direct to the MDHQ team (see below for details on how to apply for those).
Latest news - Prostate Cancer PSA testing, Diabetes testing, etc
Please note that the Lions insurance only covers Lions for claims incidental to a medical testing session. All those taking bloods should have cover under their own professional insurance as the Lions insurance does not cover for invasive procedures such as blood testing. Lions clubs should ensure that such insurance is in place for all volunteer phlebotomists. If you are considering organising a medical/health advice session please let me or MDHQ know, particularly as the insurance situation can change.
Insurance and Covid-19:
It has been confirmed that the Lions Public Liability policy will indemnify Clubs in the usual way and defend any third party claims for personal injury / property damage caused by the Clubs activities. For any third party claim to be successful negligence must of course be proved.
Clubs need to take particular care with their risk assessments to ensure that there is no breach of the Covid-19 safety rules on social distancing rules, particularly with events that involve the general public. If a Club is in breach and is fined there is no insurance protection for that fine. Visit the MD website for the latest COVID guidelines.
Please refer to the MD website for a copy of the current evidence of insurance letter.
Liability insurance requirements
The insurance brokers no longer require an event checklist to be completed for any event. The only requirement they have is that we complete risk assessments for all events and that these are held on a file in the event of a claim they will be requested.
The policies arranged do not cover every eventuality and some exclusions do apply, such as:
- Aviation risks (other than hand-propelled craft), use of hot-air balloons, parachutes
- Bungee jumping
- Marine and water borne risks, other than hand-propelled or sailing craft in inland territorial waters
- The re-sale of used electrical goods
- Racing risks involving the use of motor vehicles
- The use of vehicles licensed for road use on or off the public highway
- Any deliberate act or omission
- Contract conditions which impose an absolute liability on Clubs for damage or injury howsoever caused and for consequential loss.
- Sumo Wrestling
This is not an exhaustive list so if you are unsure about an activity please refer to your District or MD Insurance Adviser.
Vehicle and Sleigh cover:
There is no automatic motor insurance cover. If you require any cover for vehicles or the towing of sleighs please visit the MD website and provide the requested information.
Please send requests as early as possible to allow discussions with insurers. If a quote is needed by a certain date for meetings please advise this when making a request for cover.
All clubs have cover for £5,000 of club property to include equipment and regalia. This does NOT include any hired-in equipment, which will need to be provided by or through the hire company, or through MD. If a club requires additional cover above £5,000 or for hired-in equipment send details to: email@example.com
Additional Money Cover:
If you require additional money cover (the limit at an event being £5,000) you are required to complete the additional money questionnaire and send this to firstname.lastname@example.org
Cancellation Cover for Events:
You can also request a quotation for cancellation cover for events. If you would like a quotation please contact the MD HQ team via email@example.com.