Please note that our insurance Brokers are JLT Group. All insurance enquiries should be directed to the District Insurance Adviser:
Lion Jo Hamblin at firstname.lastname@example.org or telephone 0118 969 3930.
Please refer to the MD website for a copy of the current evidence of insurance letter covering the period 1st September 2020 to 1st September 2021.
Liability insurance requirements
The insurance brokers no longer require an event checklist to be completed for any event. The only requirement they have is that we complete risk assessments for all events and that these are held on a file in the event of a claim they will be requested.
The policies arranged do not cover every eventuality and some exclusions do apply, such as:
- Aviation risks (other than hand-propelled craft), use of hot-air balloons, parachutes
- Marine and water borne risks, other than hand-propelled or sailing craft in inland territorial waters
- The re-sale of used electrical goods
- Racing risks involving the use of motor vehicles
- The use of vehicles licensed for road use on or off the public highway
- Any deliberate act or omission
- Contract conditions which impose an absolute liability on Clubs for damage or injury howsoever caused and for consequential loss.
- Sumo Wrestling
This is not an exhaustive list so if you are unsure about an activity please refer to your District or MD Insurance Adviser.
Vehicle and Sleigh cover (please note this cover renews on 1st November and may be subject to changes)
If you require any cover for vehicles or the towing of sleighs please send the following information to email@example.com.
Please provide the following when requesting a quote:
· Make and model of towing vehicle (s):
· Registration number
· Value of vehicle
· Is the car garaged overnight
· Dates cover is required
· Brief details on the construction of the Sleigh and its value
·Driver Details - e.g. name and confirmation that the driver has no outstanding convictions together with confirmation whether the driver has had an claims in the last three years.
If you require additional cover please send requests as early as possible to allow discussions with insurers. If a quote is needed by a certain date for meetings please advise this when making a request for cover.
In addition, insurers will now require the following conditions to be met:
- Santa must be wearing seat belt when in motion.
- The sleighs max speed when Santa is on board is no more than 4mph.
- Nobody other than Santa must ride on the sleigh.
The premium is £25.00 a day or £400.00 a month per vehicle.
All clubs now have cover for £20,000 club property to include equipment and regalia. This will also include any hired in equipment as long as the club holds no more than £20,000 in property at any one time. If a club requires additional cover above £20,000 please email details of the cover required to firstname.lastname@example.org or email@example.com,uk
Additional Money Cover
If you require additional Money cover (the limit at an event being £5,000) you are required to complete the additional money questionnaire and send this to firstname.lastname@example.org or email@example.com
Temporary Money Cover
Own carryings/Cash Limit £5000- £10,000
Contingency security company carryings- £5000- £10,000
Cash in Safe £5000- £10,000
Premium £84.00 inclusive of IPT per event
Own carryings/Cash Limit £10,001- £25,000
Contingency security company carryings- £10,001- £25,000
Cash in Safe £10,001- £25,000
Premium £140.00 inclusive of IPT per event
Own carryings/Cash Limit £25,001 £40,000
Contingency security company carryings- £25,001-£40,000
Cash in Safe £25,001- £40,000
Premium £280.00 inclusive of IPT per event
Cancellation Cover for Events
We can also cover cancellation cover for events this is to cover the loss of funds spent to set up an event. If you would like a quotation for this cover we require the Hiscox 'special events proposal' to be completed and emailed to firstname.lastname@example.org or email@example.com if the event will be taking place outdoors we will also require the Outdoor event Questionnaire to be completed as well.